2 Whoever belittles his neighbor lacks sense, but a man of understanding remains silent. 13 Whoever goes about slandering reveals secrets, but he who is trustworthy in spirit keeps a thing covered. You run into a lot of strange characters working in retail. It's easy to have a good laugh at their expense but, sigh, I guess that's a little conviction I'm feeling.

Some financial advice in here to start the new year. One gives freely, yet grows all the richer. Holy Spirit help me be more generous this year.